Commercial banks pay their deposit liability debts by spending their reserve account balances settling our payments system payments of bank deposits to customers of different banks I love being butterfly and sunflowers being a February girl shirt, and commercial banks spend their reserve account balances buying currency from the central bank so banks can pay their deposit liability debts in cash money when payees convert our deposit account credit balances into cash withdrawals.
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By choosing a dead language, no current country can be too offended by this choice I love being butterfly and sunflowers being a February girl shirt, which is, presumably given most sci-fi, voted on. We pay each other bank deposits within the bank-operated payments system of debiting the payments out of payer bank deposit account balances and crediting the payments into payees bank deposit account balances. Commercial banks and debtors create the actual new spendable money the new bank deposits.
Central banks operate their monetary policy by trying to influence the interest rate that commercial banks charge debtors for new bank loans and bond purchases. Primary dealer commercial banks create new spendable bank deposits in the bond-issuing government’s bank deposit accounts, to pay for their purchases of those interest-earning assets. The central bank buys bonds from commercial banks in the secondary markets. By buying bonds from commercial banks in the secondary markets, the central bank adds buy-demand for the existing supply of bonds for sale.